Work with one-on-one clients but you don’t have a contract? Don’t wing it without having a solid agreement in writing. Client Agreements help you PROTECT your income and create clear policies. Choose the situation below that most applies to you. If the answer to the question is “YES”, then click the box on the right for an easy DIY solution! Do you offer 1-on-1 services and need a written agreement to use with clients? Are you a Graphic Designer who offers 1-on-1 services and needs a written contract for clients? Do you need a written refund policy?